Faktor-Faktor Yang Mempengaruhi Net Interst Margin
Keywords:
Capital Adequacy Ratio, Loan to Deposit Ratio, Net Interest MarginAbstract
The purpose of this study is to find out and analyze the effect of Capital Adequacy Ratio (CAR) on Net Interest Margin in Banking published on the Capital Market in 2016 – 2020. To find out and analyze the effect of liquidity (Loans to Deposits Ratio) on Net Interest Margin in Banking published on the Capital Market in 2016 – 2020 The population in this study were all banking companies listed (Go Public) on the Indonesia Stock Exchange (IDX), totaling 45.
The sampling method used a purposive sampling method by taking a predetermined sample based on the aims and objectives of the study. Thus the sample used is 25 respondents. The data used is secondary data. Data analysis using multiple linear regression analysis.
Based on the research results, it can be concluded that the Capital Adequacy Ratio (CAR) has a positive and significant effect on Net Interest Margin (NIM) in banking companies listed on the IDX. The Loan to Deposit Ratio (LDR) has a negative and significant effect on the Net Interest Margin (NIM) of banking companies listed on the IDX.
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